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Governor’s Office of Storm Recovery (GOSR)

Single Family Homeowner Program

INTRODUCTION

As a cornerstone of the State’s efforts to assist storm-impacted New Yorkers, the Governor’s Office of Storm Recovery (GOSR) operates the NY Rising Housing Recovery Program to facilitate home repairs, rehabilitation, mitigation, and elevation for the owners of single-family homes, two-family owner occupied properties, and manufactured homes. Seeing up to 300,000 housing units damaged, the State– from the very onset– made strategic decisions to speed up the distribution of funds, empower individuals in their own recoveries and provide them with opportunities to incorporate optional resiliency measures. Above all else, GOSR has recognized the extreme importance of getting families back in their homes, while simultaneously ensuring compliance with U.S. Department of Housing & Urban Development (HUD) requirements.

Additionally, Interim Mortgage Assistance (IMA) is available to qualifying applicants that are paying both temporary housing costs and mortgage payments as their home is being repaired. Information on other Housing Recovery programs, including the Rental Properties, Condominiums & Co-Operatives, and Buyout & Acquisition programs, can be found here.

UPDATES

May 18, 2018 - The Program will extend interim inspection deadlines outlined in the FINAL NOTICE OF DEADLINES for all Program activity to January 1, 2019. This extension includes interim inspection deadlines associated with Repair, Optional Elevation, and Optional Bulkhead, which are now extended from June 1, 2018 to January 1, 2019. In addition, this interim inspection deadline extension includes deadlines for Mandatory Elevation and Reconstruction from September 1, 2018 to January 1, 2019.

December 31, 2017 - The Program will no longer consider demonstrable hardship requests to reactivate an application OR for extensions to Program deadlines— including those advertised in the original NOTICE OF DEADLINES or FINAL NOTICE OF DEADLINES, as well as any others outlined in applicant-specific communication.

December 31, 2017 - In accordance with federal guidance, the Program will no longer provide IMA extension benefits after December 31, 2017.

November 2017 - The NY Rising Housing Recovery Program has established comprehensive program deadlines for Housing applicants. The Program sent active applicants who have incomplete projects the FINAL NOTICE OF DEADLINES FOR YOUR FUNDING AND COMPLETION OF YOUR CONSTRUCTION PROJECT, which details Program deadlines and the resources that are available to retain funding, complete work and close out of the Program. If you are an active Program applicant, please review the notice sent to you, or refer to it via the link above.

December 19, 2016 - Applicants who have not yet received their first payment must now provide evidence of all costs incurred in order to receive their full award. The Program provided these applicants with a letter and fact sheet explaining that awards will no longer be based solely on cost estimation but reflect the actual costs outlined in contract documents. If you received your first payment after December 19, 2016, please review the letter sent to you or refer to the links provided above.

December 2016 - The NY Rising Housing Recovery Program has established comprehensive program deadlines for Single Family Housing applicants. The Program sent active applicants with incomplete projects the NOTICE OF DEADLINES FOR YOUR FUNDING AND COMPLETION OF YOUR CONSTRUCTION PROJECT which details program deadlines and resources available to finish incomplete projects within a year’s time. If you are an active program applicant, please review the notice sent to you or refer to it linked above.

March 2016 - The Single Family Homeowner Program has closed the opportunity for applicants to opt-in for all Optional Items (Bulkhead, Elevation, and Optional Mitigation).

November 2016 -Applicants must finish all Optional Mitigation work prior to final site visit.

April 2014 - The Single Family Homeowner Program has closed and is no longer available to new applicants.

PROGRAM DEADLINES

Single Family Deadlines Chart

(click image to enlarge)
 

UNIFORM RELOCATION ACT

To comply with the Uniform Relocation Act, NY Rising provides assistance to tenants required to leave damaged rental properties where NY Rising funded home repairs. If you are a rental tenant displaced from your home due to the impact of Superstorm Sandy, Hurricane Irene, or Tropical Strom Lee, please review the NY Rising General Information Notice to Tenants. If you have further questions regarding your eligibility call 406-282-3019  or email [email protected]. If you are the owner of rental unit and receiving repairs funded by NY Rising, review the NY Rising General Information Notice to Landlords. If you have further questions regarding NY Rising’s relocation policy, please call 406-282-3019  or email [email protected]

 

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FAQs

Can I accept my reimbursement and decide not to finish the remaining work on my ECR?

No, you cannot accept reimbursement funds and decide not to complete repair work as identified in your ECR. To be in compliance with the Program requirements, it is required that you complete the repairs needed to bring your home to HUD’s Decent, Safe and Sanitary standards. Any work that was identified in the your ECR but was not completed at the time of the final inspection will be deducted from your award; if the incomplete ECR repairs are needed to meet HUD standards, then you will not be able to close out until the work is completed.

I spent more money on my repairs than what is being funded in my AA estimate. Does the Program fund based on actual dollars spent?

No, the Program has provides funding to Reimburse Applicants for repairs completed after the storm based on Program guidelines for eligible items utilizing Program pricing for the New York area.  If you do not see in the AA estimate actual items that have been completed, the Program can conduct a Desktop Review, to determine if the items are eligible for funding. 

Who is eligible to receive an Interim Payment?

If you have received your first fifty percent of the repair/reconstruction payment, and/or the optional elevation payment, and you have made substantial progress in completing the scope of work detailed in your ECR, you may receive one Interim Repair Payment and one Interim Optional Elevation Payment.

How are repairs and damages to my property estimated?

Once you submit a completed application, an inspector will contact you to schedule an appointment.  Inspectors survey the damaged property, review any repairs that have already been made and summarize this information into an Allowable Activity (AA) estimate and an Estimated Cost of Repair (ECR) estimate. The AA reflects the value of repairs already completed as of the time of the inspection.  The ECR is an estimate for repairs yet to be done as of the time of the inspection. Applicants will receive both an AA and an ECR if some work has been done and there is also more to do to complete the project.  The program may also provide an elevation estimate, bulkhead and environmental estimate, as applicable.

How many times will my house have to be inspected?

Approximately three to five times; it depends on the level of work done already, work to be completed and environmental inspections. Typically there will be an initial inspection, an environmental inspection (with follow up as required), if applicable, an interim inspection and a final inspection.

Pages

Resources

 

Forms

Fact Sheets

 

Awards & Payments/Others

Construction

Mobile Home Program

Application/Intake/Eligibility

Environmental

NY Rising Single Family Homeowner