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Governor’s Office of Storm Recovery (GOSR)

Single Family Homeowner Program

INTRODUCTION

As a cornerstone of the State’s efforts to assist storm-impacted New Yorkers, the Governor’s Office of Storm Recovery (GOSR) operates the NY Rising Housing Recovery Program to facilitate home repairs, rehabilitation, mitigation, and elevation for the owners of single-family homes, two-family owner occupied properties, and manufactured homes. Seeing up to 300,000 housing units damaged, the State– from the very onset– made strategic decisions to speed up the distribution of funds, empower individuals in their own recoveries and provide them with opportunities to incorporate optional resiliency measures. Above all else, GOSR has recognized the extreme importance of getting families back in their homes, while simultaneously ensuring compliance with U.S. Department of Housing & Urban Development (HUD) requirements.

Additionally, Interim Mortgage Assistance (IMA) is available to qualifying applicants that are paying both temporary housing costs and mortgage payments as their home is being repaired. Information on other Housing Recovery programs, including the Rental Properties, Condominiums & Co-Operatives, and Buyout & Acquisition programs, can be found here.

UPDATES

May 18, 2018 - The Program will extend interim inspection deadlines outlined in the FINAL NOTICE OF DEADLINES for all Program activity to January 1, 2019. This extension includes interim inspection deadlines associated with Repair, Optional Elevation, and Optional Bulkhead, which are now extended from June 1, 2018 to January 1, 2019. In addition, this interim inspection deadline extension includes deadlines for Mandatory Elevation and Reconstruction from September 1, 2018 to January 1, 2019.

December 31, 2017 - The Program will no longer consider demonstrable hardship requests to reactivate an application OR for extensions to Program deadlines— including those advertised in the original NOTICE OF DEADLINES or FINAL NOTICE OF DEADLINES, as well as any others outlined in applicant-specific communication.

December 31, 2017 - In accordance with federal guidance, the Program will no longer provide IMA extension benefits after December 31, 2017.

November 2017 - The NY Rising Housing Recovery Program has established comprehensive program deadlines for Housing applicants. The Program sent active applicants who have incomplete projects the FINAL NOTICE OF DEADLINES FOR YOUR FUNDING AND COMPLETION OF YOUR CONSTRUCTION PROJECT, which details Program deadlines and the resources that are available to retain funding, complete work and close out of the Program. If you are an active Program applicant, please review the notice sent to you, or refer to it via the link above.

December 19, 2016 - Applicants who have not yet received their first payment must now provide evidence of all costs incurred in order to receive their full award. The Program provided these applicants with a letter and fact sheet explaining that awards will no longer be based solely on cost estimation but reflect the actual costs outlined in contract documents. If you received your first payment after December 19, 2016, please review the letter sent to you or refer to the links provided above.

December 2016 - The NY Rising Housing Recovery Program has established comprehensive program deadlines for Single Family Housing applicants. The Program sent active applicants with incomplete projects the NOTICE OF DEADLINES FOR YOUR FUNDING AND COMPLETION OF YOUR CONSTRUCTION PROJECT which details program deadlines and resources available to finish incomplete projects within a year’s time. If you are an active program applicant, please review the notice sent to you or refer to it linked above.

March 2016 - The Single Family Homeowner Program has closed the opportunity for applicants to opt-in for all Optional Items (Bulkhead, Elevation, and Optional Mitigation).

November 2016 -Applicants must finish all Optional Mitigation work prior to final site visit.

April 2014 - The Single Family Homeowner Program has closed and is no longer available to new applicants.

PROGRAM DEADLINES

Single Family Deadlines Chart

(click image to enlarge)
 

UNIFORM RELOCATION ACT

To comply with the Uniform Relocation Act, NY Rising provides assistance to tenants required to leave damaged rental properties where NY Rising funded home repairs. If you are a rental tenant displaced from your home due to the impact of Superstorm Sandy, Hurricane Irene, or Tropical Strom Lee, please review the NY Rising General Information Notice to Tenants. If you have further questions regarding your eligibility call 406-282-3019  or email [email protected]. If you are the owner of rental unit and receiving repairs funded by NY Rising, review the NY Rising General Information Notice to Landlords. If you have further questions regarding NY Rising’s relocation policy, please call 406-282-3019  or email [email protected]

 

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FAQs

How long do I have to file an appeal?

 Filing a clarification stops the clock on the 60-day deadline to appeal as specified in the Grant Agreement. You must appeal within 60 days of the date of the Clarification Determination letter. If you need more than 60 days to file your Appeal you may request an extension by filling out an Appeals Deadline Extension Form which can be obtained from your Customer Representative and which will  automatically extend the deadline for 60 days. Additional extensions may be requested in the same manner at the discretion of the Program. After the Appeals Team has reviewed your case, you will receive a letter stating the final determination of your Appeal.

If I received funds from the Program, am I required to elevate?

If you live in the 100-year floodplain AND have a substantial damage letter (SDL) issued by your local municipality then you will be required to elevate your home.

How do I know if my home is Substantially Damaged?

You should contact your local building official to determine if they have designated your home as Substantially Damaged.  A home that is designated Substantially Damaged is typically located in the 100 year floodplain and has received damages of any origin, whereby the cost of restoring the home would equal or exceed 50% of the value of the home.  If a Substantial Damage Letter has been issued by the local building official, then you will be required to follow the conditions of the letter.

If I am required to elevate but do not want to, am I able to complete just the repair of my home?

No, you must follow the Program requirements. If you live in the 100-year floodplain and have a substantial damage letter, you must elevate your home to complete the project.  Failure to complete all necessary work will require repayment of all award funds to the Program.  Please contact your municipality for elevation requirements.

If I live in the 100-year floodplain but am not substantially damaged, can I elevate my home?

If you live in the 100-year floodplain and are NOT substantially damaged, you are still eligible for optional elevation funding but you will not receive an increase in the maximum benefit cap.  You may also be eligible to elevate if just a portion of your land is in the 100-year floodplain or if you have had repeated losses from flooding, as documented by multiple flood insurance payouts.

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NY Rising Single Family Homeowner