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Single Family Homeowner Program


As a cornerstone of the State’s efforts to assist storm-impacted New Yorkers, the Governor’s Office of Storm Recovery (GOSR) operates the NY Rising Housing Recovery Program to facilitate home repairs, rehabilitation, mitigation, and elevation for the owners of single-family homes, two-family owner occupied properties, and manufactured homes. Seeing up to 300,000 housing units damaged, the State– from the very onset– made strategic decisions to speed up the distribution of funds, empower individuals in their own recoveries and provide them with opportunities to incorporate optional resiliency measures. Above all else, GOSR has recognized the extreme importance of getting families back in their homes, while simultaneously ensuring compliance with U.S. Department of Housing & Urban Development (HUD) requirements.

Additionally, Interim Mortgage Assistance (IMA) is available to qualifying applicants that are paying both temporary housing costs and mortgage payments as their home is being repaired. Information on other Housing Recovery programs, including the Rental Properties, Condominiums & Co-Operatives, and Buyout & Acquisition programs, can be found here.

April 20, 2023 – The Program will no longer accept any Appeal or Hardship requests submitted after September 30, 2023. Applicants with recapture balances who need to file an Appeal or a Hardship, must submit their signed Appeal or Hardship Form along with all supporting documents to the Program by the September 30th deadline to be considered. Please contact the Program Call Center at 844-969-7474 (844-9NY-RISING) if you have questions about how to file an Appeal or a Hardship.

February 1, 2023 – The Program will no longer issue award payments after June 30, 2023. For applicants who have been withdrawn, the Program has many options to help accommodate your unique circumstance. Please contact the Program Call Center at 844-969-7474 (844-9NY-RISING) with your questions or concerns. 


April 19, 2021 - The Program extended the Final Inspection and Closeout deadlines outlined in the Updated Program Deadlines for all Program activity to February 1, 2021 and March 1, 2021 respectively. All projects must pass a Final Inspection by February 1, 2021 and complete Program Closeout by March 1, 2021. Please contact the Call Center at 844-969-7474 (844-9NY-RISING) if you have any questions, or refer to the FAQ.

March 17, 2020 – Important Updates from NY Rising Related to Coronavirus.

March 2, 2020The Program will no longer consider any demonstrable hardship request. Applicants with questions about their file may contact their Case Manager or the Program's Call Center at 844-969-7474 (844-9NY-RISING).

December 29, 2018 The Program will extend Interim Mortgage Assistance deadlines outlined in the FINAL NOTICE OF DEADLINES to June 30, 2019. Only current applicants who are particularly vulnerable and who have not yet recieved their full 20-month IMA benefit will be eligible for this extension. Vulnerable populations include applicants with an approved demonstrable hardship for contract fraud, senior citizens, disabled persons, low- and moderate-income households, and mandatory elevation cases. The Program will contact eligible applicants about the extension. If you have a question about your eligibility, please contact the call center at 1-844-969-7474 or the IMA department at 516-341-0201. 

May 18, 2018 - The Program will extend interim inspection deadlines outlined in the FINAL NOTICE OF DEADLINES for all Program activity to January 1, 2019. This extension includes interim inspection deadlines associated with Repair, Optional Elevation, and Optional Bulkhead, which are now extended from June 1, 2018 to January 1, 2019. In addition, this interim inspection deadline extension includes deadlines for Mandatory Elevation and Reconstruction from September 1, 2018 to January 1, 2019.

December 31, 2017 - The Program will no longer consider demonstrable hardship requests to reactivate an application OR for extensions to Program deadlines— including those advertised in the original NOTICE OF DEADLINES or FINAL NOTICE OF DEADLINES, as well as any others outlined in applicant-specific communication.

December 31, 2017 - In accordance with federal guidance, the Program will no longer provide IMA extension benefits after December 31, 2017.

November 2017 - The NY Rising Housing Recovery Program has established comprehensive program deadlines for Housing applicants. The Program sent active applicants who have incomplete projects the FINAL NOTICE OF DEADLINES FOR YOUR FUNDING AND COMPLETION OF YOUR CONSTRUCTION PROJECT, which details Program deadlines and the resources that are available to retain funding, complete work and close out of the Program. If you are an active Program applicant, please review the notice sent to you, or refer to it via the link above.

December 19, 2016 - Applicants who have not yet received their first payment must now provide evidence of all costs incurred in order to receive their full award. The Program provided these applicants with a letter and fact sheet explaining that awards will no longer be based solely on cost estimation but reflect the actual costs outlined in contract documents. If you received your first payment after December 19, 2016, please review the letter sent to you or refer to the links provided above.

December 2016 - The NY Rising Housing Recovery Program has established comprehensive program deadlines for Single Family Housing applicants. The Program sent active applicants with incomplete projects the NOTICE OF DEADLINES FOR YOUR FUNDING AND COMPLETION OF YOUR CONSTRUCTION PROJECT which details program deadlines and resources available to finish incomplete projects within a year’s time. If you are an active program applicant, please review the notice sent to you or refer to it linked above.

March 2016 - The Single Family Homeowner Program has closed the opportunity for applicants to opt-in for all Optional Items (Bulkhead, Elevation, and Optional Mitigation).

November 2016 -Applicants must finish all Optional Mitigation work prior to final site visit.

April 2014 - The Single Family Homeowner Program has closed and is no longer available to new applicants.




To comply with the Uniform Relocation Act, NY Rising provides assistance to tenants required to leave damaged rental properties where NY Rising funded home repairs. If you are a rental tenant displaced from your home due to the impact of Superstorm Sandy, Hurricane Irene, or Tropical Strom Lee, please review the NY Rising General Information Notice to Tenants. If you have further questions regarding your eligibility call 406-282-3019  or email [email protected]. If you are the owner of rental unit and receiving repairs funded by NY Rising, review the NY Rising General Information Notice to Landlords. If you have further questions regarding NY Rising’s relocation policy, please call 406-282-3019  or email [email protected]



How long does the closeout process take?

The Closeout Review is comprehensive and can vary in duration, based on the scope and complexity of each individual case. During this time, all required program documents, must be reviewed for completeness both by the Closeout Team and the Program Quality Assurance Team. If it is discovered that your file is missing documents, you will be notified of the outstanding materials. After your file is complete and passes the closeout review, you will receive your closing documents to review and sign. After all owners listed on the deed sign these documents, your final award payment will be made available (if you have one pending).

What is a final inspection?

The Program considers repair/reconstruction complete when all storm-damaged items identified in the Program’s Estimated Cost of Repair (ECR) have been completed. This includes all repair/reconstruction work plus mandatory elevation. If you elected to do optional mitigation (work including roof strapping, backflow values, flood vents, elevation of mechanicals, or flood resist materials), you must complete both the ECR work and the optional mitigation work before scheduling your final inspection. Please be aware that if the completed work differs from that which was priced in the estimate, your award amount will be adjusted.

Can I still closeout and receive my repair final payment if I elected optional measure activities?

Yes, except if you opted in for optional mitigation work. Applicants who complete the repair/reconstruction of their home, but who have not yet completed optional elevation or bulkhead work may still closeout their repair/reconstruction. Funds advanced for optional elevation and bulkhead work, (including design fees) are accounted for in a separate Optional Measures Grant Agreement and may be closed out separately when that work is complete. Applicants who have opted in for optional elevation or bulkhead work which is still in progress, but who have complied with all the requirements to close out their home repair/reconstruction work, can go through the closeout process. When Applicants finish the work associated with their optional elevation and/or bulkhead, their file will go through an “Optional Measure Closeout” and applicants will be asked to sign a Final Optional Measures Grant Agreement at that time.

Are all cases required to submit a signed Flood Insurance Covenant?

If the home for which you are receiving assistance is located in the 100-year floodplain, you will be required to sign a Flood Covenant.

I just received a call from the ICC Benefit Obtainment Program, is this legitimate? Will it affect my award?

This is an authorized NY Rising effort to increase funding available for the recovery project.  Participating in the NY Rising administered ICC Benefit Obtainment Program will not affect your award in any way.





Fact Sheets


Awards & Payments/Others


Mobile Home Program



NY Rising Single Family Homeowner